Bad credit? No credit? Need financing? Not a problem!

How Can You Finance a Car with Bad Credit?…With our Credit Acceptance Program!

Oftentimes, shoppers come to Twin Lakes Chrysler Dodge Jeep Ram with the question, “Can I get a car loan with bad credit?” While many people fear the answer is going to be “no,” we’re happy to tell you that, on the contrary, the answer is “yes!”

We believe everyone deserves a second chance. If you need a car and are having trouble getting approved for no credit or bad credit auto financing, we can help! The credit acceptance program at Twin Lakes Chrysler Dodge Jeep Ram in Monticello, IN is specifically designed to help credit-challenged car buyers. Below is some information about the Credit Acceptance Program.

Credit Acceptance offers indirect auto financing.

Simply put, this means that you apply for and secure your financing at the dealership where you purchase the vehicle, as opposed to a direct auto loan that you get directly from a financial institution, such as a bank or credit union. Credit Acceptance does not provide financing directly to consumers or for private vehicle sales. We do NOT use your current credit score. We are NOT a “buy-here-pay-here” dealership.

Approval for everyone

  • Bad credit history
  • No credit history
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Multiple repossessions
  • Self-employed income
  • Temporary income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13 (with court/trustee approval)


Benefits of Credit Acceptance indirect auto financing

  • AutoPay available for no-hassle bill pay
  • Financing available for new and used cars
  • Reporting of payments to 3 major credit bureaus
  • Dedicated customer service center

Making on-time payments can improve your credit score.

Credit Acceptance reports to the 3 major credit bureaus, which means you have the opportunity to improve your credit score through on-time payments on your Credit Acceptance financing.

Ready to get started?

Yay! We can’t wait to put you behind the wheel of your new vehicle TODAY at Twin Lakes Chrysler Dodge Jeep Ram.

To get started, first call us at 574-583-6151 or fill out the form found on this page.

Set up your appointment.

Gather the following information for your appointment;

  • Most recent pay-stub
  • Utility bill with YOUR name and address on it
  • Your down payment, if you have one

Show up to your appointment.

That’s it! That’s all you need to get started and on your way down the road in a new vehicle!

Challenged Credit Application

  • This field is for validation purposes and should be left unchanged.

Low credit car buying at Twin Lakes Chrysler Dodge Jeep Ram in Monticello, IN

Find Your Ideal New Car at Twin Lakes Chrysler Dodge Jeep Ram Today!



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114 N 8th St • Monticello, IN 47960

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Today's Hours:

Open Today! Sales: 9am-6pm

Open Today! Service: 8am-5pm

Twin Lakes Chrysler Dodge Jeep Ram 40.749, -86.782398.